The next "Life Unplugged" event will be held on Saturday, March 12, 2016. Visit our site often to get updates on this exciting and educational program designed for high school students to help them understand the realities of managing money in the real world.
Please Click on the Links Below to Download Forms
Video Link - Life Unplugged 2014
Hello and Welcome to "Life Unplugged" an experience that will give YOU a glimpse of your future!
From this point forward, YOU are 25 years old and every decision YOU make in this program will assume YOU are 25 years old.
During your trip through Life Unplugged YOU will do the following:
The first booth you will encounter, Registration/Statistics, YOU will be randomly given marital status, Are YOU married, single? Do YOU have an employed or unemployed spouse? And do YOU have children? The fact that YOU are 25 years old, YOU can tell us how old your children are, and of course they will all be under 6 years old. Add up all the people in your family to determine the number of people in your household and enter that information in your register.
As YOU will see in the document you will soon receive, YOU already have a career and an annual salary, at the Registration/Statistics, YOU will calculate your monthly salary, "take home pay" after your taxes are taken out, that is a reality of LIFE!? Be sure to check if YOU have benefits.? If your career provides health and life insurance benefits YOU will be able to skip this part of the insurance booth.
If YOU have an employed spouse YOU will receive his/her salary (after taxes) to add to your income.? If your spouse is male YOU will get $2,000.? If a female YOU will get $1,500. Unfortunately, this is another unresolved real life fact… someday equal pay will be the reality.
At the next booth, Banking, YOU will open a savings account, deposit your paycheck and pay a student loan, if applicable.
At the rest of the booths YOU will be making decisions and purchases that adults have to make, including, housing, transportation, insurance, utilities, medical expenses and luxuries (phone, cable, entertainment, etc.)
We will deposit $500 in your savings. YOU can use it for emergency but remember if YOU run out of money your decisions won’t help YOU through the next month, so re-think some of your spending decisions YOU made and plan for how to live within your income.??YOU cannot give back your children or your spouse, but YOU can go back to the bank and choose another career that pays more as long as YOU realize that career may require YOU to return to school. YOU can downsize the house YOU chose, the food YOU purchased, the vehicle YOU drive and so on.
If YOU need to borrow money from the bank, see the loan officer who can help YOU set up a loan. YOU will need to make the first payment right away.?
YOU should go to the booths, statistics and banking in order. Then YOU may go to the other booths, but YOU?must?pay for necessities before the luxuries. What are luxuries? Well, a good start is to ask your parents.
At each booth, the volunteer will mark the check register and you deduct the necessary payment.
Make sure you keep a copy of your mortgage certificate, insurance certificate, car loan agreement in a safe place.? These are very important documents.
At the booth,?Life’s Unexpected, YOU will randomly get an "unexpected event". This "event" will be either positive or negative and may send YOU to a specific booth to take care of business. For example, YOU may be charged with a DUI and have to go to the Insurance Booths, or YOU may get a raise.
YOU will to keep a running total in the check register to be sure YOU are not overspending. If YOU find that YOU are low or out of money YOU may need a part-time job, less expensive items or money from savings.
At the last booth, YOU will be given an evaluation form to complete. YOU are finished with Life Unplugged upon completion of this form.
Enjoy your "life unplugged" venture into your future.
Click here for a recap of the 2012 Youth Leadership Program
April Meeting and Program
Program Speaker: TBD
What's happening this summer in Schenectady?? Hear from community leaders who will be discussing events happening around the community this summer.
Tuesday, April 18th, 2017
The Glen Sanders Mansion
1 Glen Ave, Scotia, NY 12302
Price $33.00 Member
Meet and Greet 5:30 pm
Dinner served at 6:00 pm
or call Robin Quintin at 518-331-9064. Please Click on the Calendar for more detailed information.
Nominate our Next Woman of the Year
Do you know a woman who lives or works in Schenectady County who you would like to see honored as the Schenectady BPW Woman of the Year? Do you know someone who supports women in the workplace and who gives back to her community? Nominate her today!!
Download the 2017 Woman of the Year Nomination Form
SAVE THE DATES!!
90th Anniversary Celebration
Schenectady BPW will be celebrating our 90th Anniversary in May of 2017!
Save the date: Tuesday, May 23rd, 2017
Keynote Speakers from Women’s Rights National Historical Park and Museum, Seneca Falls, NY
Frances T. Barbieri and Kay Irland
More information or to purchase tickets
FASHION SHOW AND WOMAN OF THE YEAR CELEBRATION
We have scheduled our 2017 Scholarship Fundraiser
Sunday, November 5th, 2017
Doors open at 10:30am - 3:00 pm
Glen Sanders Mansion, 1 Glen Ave, Scotia, NY 12302
visit our Fashion Show Page to support our event and for more information.
Schenectady BPW congratulates our 2016 Women of the Year
This year's Woman of the Year Celebration will be held on Sunday, November 6th, 2016 at The Glen Sanders Mansion in Scotia, NY. This year we will honor Ellie von Wellsheim Founder of The MoonCatcher Project
and Pasquelina Ferri, Ferri Formals and Bridal. Please join us in congratulating Ellie and Pasquelina for all that they do to make our community a better place.
Read our Women of the Year Bios by visiting our events tab, under Woman of the Year.